Terrell Owens has a credit rating of 500-600??

So tonight we learned on ‘The T.O. Show’ that Terrell Owens apparently has a credit rating around 500-600….


For those of y’all who don’t know to have a credit rating of 500-600 is considered having “Poor Credit”; basically you are considered a credit risk by the banks.

So how can a top-notch football player who has made something like $50-$70 million dollars (courtesy of @BlkSportsOnline) in his career have such a LOW credit rating?  I really don’t know, well I have an idea but it just doesn’t make any sense when you think about the amount of money Owens has potentially made in his career.  To start off with, your credit score is determined by 5 things:

  1. Payment History
  2. Amount Borrowed Compared to Available Credit – Big factor in credit score
  3. Length of Credit History
  4. Inquires and New Debt
  5. Types of Debt
We can only speculate on how T.O. could possibly have such a low credit rating; on the show Owens mentions how he has a problem getting in contact with what sounds like is his accountant or at least someone who is dealing with his money 1st hand.  Owens looked VERY concerned (started crying) when he talks about how there is no money coming in due to the NFL lockout (still no money being made with the start of the season and no new contract).  In light of poor credit rating and lack of income/team it’s no wonder Owens was so anxious to show he can recover and still play in this season.
Unfortunately we hear more and more stories about million dollar athletes being ripped off; It’s a sad state of affairs.  Hopefully T.O. can get this all resolved, you can have a boat load of money but if your credit rating sucks there are limits to what you can do.
I wonder how many athletes made a call to their financial advisers this morning after watching ‘The T.O. Show’ last night??
As always….

If there is something to be said, “It’s On Broadway” to step up and say it!!


  1. Will · September 6, 2011

    What a shame, colleges must prepare athletes to better manage their income.


    • Bobby Broadway · September 6, 2011

      Is it the college duty to prepare athletes better? I say no, plus the NFL gives athletes a list of accountants, agents and business managers that have been checked out by the league. In Owens case I am not sure else he could do besides cut out the middle man and just manage his money on his own; but I would even say to that is that even possible when you are dealing with that much money and having to deal in a difficult tax structure that NFL players face? Does Donald Trump personally manage his money?

      I think crooked accountants go after athletes because they feel they can cheat them, outside of just managing your own money not sure if you can really stop someone from ripping you off.

      Thanks for your comments!


      • M Walker · November 13, 2011

        It is not the school’s responsibility but rather the athlete’s to learn how to deal with massive amounts of money. They should educate themselves on the basics so that they can ask intelligent questions of their money handlers


      • Bobby Broadway · November 13, 2011

        I agree, the NFL supplies enough information on managing your personal finances. It’s up to the athlete to be responsible. Thanks for commenting!!


  2. Keep functioning ,great job!


  3. emily · November 20, 2011



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